Cookie policy

COOKIE POLICY

1. Introduction

1. This is The Money Loaf’s Cookie Policy (“TML”, “we”, “us” or “our”). 

2. This Cookie Policy is to be read together with our Privacy Policy and forms part of the terms of use of our Website and Platform.

3. Capitalised terms used but not defined in this Cookie Policy shall have the meanings set forth in our Terms of Use and/or Privacy Policy.

4. If you do not agree with this Cookie Policy, you must terminate your Account with us, cease use of our Services and leave the Website and Platform immediately. 

5. The headings are for convenience only and shall not affect the interpretation of this Policy.

6. Unless the context otherwise requires or permits, references to the singular number shall include references to the plural number and vice versa; references to natural persons shall include bodies corporate and vice versa; and words denoting any gender shall include all genders.

7. Like most websites, The Money Loaf Website and Platform use cookies to collect information. Cookies are small data files which are placed on your computer or other devices (such as smart phones or tablets) as you browse and use our Website and Platform. They are used to “remember” when your computer or device accesses our Website and Platform. Cookies are essential for the effective operation of our Website and Platform and to help you access our Platform, avail our Services and manage your Account online. 

2. Information Collected

1. The cookies placed on our Website and Platform help us collect data about, among others, your browsing behaviour when you access our Website and Platform via the same computer or device. This includes information about pages viewed, membership plans/Services purchased and your journey around our Platform. This data is collected for analysis and evaluation in order to help us improve our Website, Platform and the Services we provide. 

3. How Are Cookies Managed

1. The cookies stored on your computer or other device when you access our Website and Platform is designed and used by:

1. TML, or on behalf of TML, and are necessary to enable you to browse and/or make purchases on our Website and/or Platform, and access our Services; and

2. Third-Party Providers who partner with TML in delivering our Services.

4. Purpose & Type of Cookies Used

1. The Website and Platform may use the cookies that perform four functions, as classified below: 

1. Essential/strictly necessary cookies, which are essential to the functioning of our Website and Platform, particularly in relation to online transactions and site navigation;

2. Performance cookies, which help us measure the Website and/or Platform’s performance and improve your experience. In using performance cookies, we do not store any personal data, and only use the information collected through these cookies in aggregated and anonymised form;

3. Functionality cookies, which allow us to enhance your experience (for example by remembering any settings you may have selected); and

4. Advertising/targeting cookies, which we use to track user activity and sessions so that we can deliver a more personalized service, and (in the case of advertising cookies) which are set by the third parties with whom we execute advertising campaigns and allow us to provide advertisements that are targeted and relevant to you.

2. You can change your cookie settings and disable some or all cookies for the Website and/or Platform at any time. You can also change your browser settings so that cookies cannot be placed on your device.

5. Third-Party Data Sharing

1. To bring you a personalised experience on our Website and Platform and to facilitate our Services, we may partner with trusted Third-Party Providers, who collect your data on our behalf and whom we share data with. These Third-Party Providers may use cookies and similar technologies in connection with our Services. We may also work with third parties to help us provide our Services and for our own marketing purposes. Please note that access to and use of our Website, Platform and/or Services shall also be subject to your acceptance and compliance with our Third-Party Providers’ terms of use and privacy policies, as may be applicable to you. 

6. How Do I Disable Cookies

1. If you wish to disable cookies, you would need to change your website browser settings to reject cookies. How you can do this will depend on the browser you use. Further details on how to disable cookies for the most popular browsers are set out below:

1. Apple Safari (https://support.apple.com/en-gb/guide/safari/sfri11471/17.0/mac/14.0)  

2. Google Chrome (https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DDesktop&hl=en)  

3. Mozilla Firefox (https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer) 

7. What Happens If You Disable Cookies

1. This depends on which cookies you disable, but in general the Website and/or Platform may not operate properly if cookies are switched off. If you disable all cookies, it may affect the functionality of our Website and/or Platform and you may be unable to access our Website, Platform and/or Services.

Last Updated: 28 October 2025